Detailed Terms and Conditions for sagapcover.co.za

1. Introduction

These Terms and Conditions (T&C) govern your use of sagapcover.co.za and its associated services. By accessing and using our services, you agree to these T&C. Our content is proprietary or used under license; unauthorized use is prohibited.


2. User Agreement

You confirm that you are at least 18 years old and have the legal capacity to agree to these T&C. If representing a legal entity, you have authority to bind that entity.


3. Electronic Communications Agreement

You consent to receive communications from us electronically (email/SMS) and acknowledge these satisfy legal requirements for written communications.


4. Services Overview

Our website offers information on financial and insurance products. Usage is at your risk. Misuse, such as impersonation or unauthorized data collection, breaches these T&C.


5. Personal Information Handling
  • 5.1 Consent and Purpose: You consent to our processing of your personal information for service-related purposes, including occasional third-party offerings.
  • 5.2 Voluntary Acceptance: You have the right to object to personal information processing. Acceptance of these T&C is voluntary but necessary for service access.
  • 5.3 Scope: Processing aligns with our Privacy Policy, covering identity verification, service communication, third-party sharing, and more.
  • 5.4 User Responsibility: Non-provision of necessary personal information might limit our service delivery, for which we are not liable.
  • 5.5 Processing in Interactions: Personal information will be processed during your website usage, form submissions, and electronic communications.
  • 5.6 Additional Consent: I hereby provide consent for:
    • My personal information to be shared with any of your affiliated partners (including debt counsellors registered with the National Credit Regulator) or financial institutions for the purpose of applying for a personal loans and/or other related financial products or services or marketing their respective services to me in a responsible manner. These services may also include services like debt counselling should I be suitable candidate;
    • Any of your affiliated partners or financial institutions to perform a credit bureau enquiry on my credit profile;
    • Any of your affiliated partners or financial institutions to contact me directly for the purpose of processing a personal loan and/or any other related financial product or service (which may include debt counselling by a registered debt counsellor) or marketing their services to me in a responsible manner.
    • I understand that I may at any time decide to revoke my consent for the abovementioned actions by following the process below:
6. Data Security Commitment

We strive to protect your information but cannot guarantee security on your devices. Ensure your device security when accessing our services.


7. Third-Party Links and Services

Our website may contain third-party links. We are not liable for these services or content. These have separate terms and privacy policies.


8. Amendments to T&C

We may modify these T&C at any time, with updates posted on our website. Continued use indicates acceptance of new terms.


9. Liability Limitations

Our services are provided "as is." We disclaim liability for inaccuracies or service interruptions and are not liable for indirect or consequential damages.


10. Website Usage Data

Anonymous data collected during visits is used to improve user experience and does not include personal identifiers.


11. Legal Jurisdiction

Our services are governed by South African law. Users outside South Africa are responsible for compliance with local laws.


12. Prohibited Activities

Illegal activities or security breaches of our website are prohibited. We reserve the right to terminate access for violations.


13. Intellectual Property Rights

Content on our website is protected by copyright laws. Unauthorized use is strictly prohibited.


14. Regulatory Compliance

We comply with South African laws, including the Electronic Communications and Transactions Act, 2002. Company details are available on our website.


15. Dispute Resolution

Disputes arising from these T&C will be resolved through negotiation, and if necessary, legal proceedings in South African courts.


Contact Information:

Lime Holdings (Pty) Ltd

Atlantic Beach Golf Estate, Melkbosstrand, Western Cape, South Africa, 7441

Website: https://limemedia.co.za


Email: info@limemedia.co.za